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sobre la gestion de facturas: recepcion, aprobacion y pago de facturas de proveedores con menos trabajo manual.","a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[165,166,167],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"type":116,"content":169},[170,175,182,206,212,226,231,245,251,257,263,277,282,294,299,304,325,330,335,348,361,366,371,384,389,395,401,406,412,426,432,454],{"type":119,"attrs":171,"content":172},{"textAlign":25,"key":121},[173],{"text":174,"type":125},"Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más documentación. Con el Plan Anual de Control Tributario y Aduanero 2026, la Agencia Estatal de Administración Tributaria (AEAT) recibe por primera vez datos detallados de las operaciones con tarjeta directamente de las entidades financieras. Cada cargo, cada comercio, cada retirada de efectivo queda registrado y se cruza con lo que tu empresa declara en el Impuesto sobre la Renta de las Personas Físicas (IRPF). Este artículo explica qué es la retribución en especie, cómo se declara correctamente y qué debe hacer tu equipo de finanzas para mantener la documentación a prueba de inspección.",{"type":176,"attrs":177,"content":179},"heading",{"level":178,"textAlign":25},3,[180],{"text":181,"type":125},"La retribución en especie bajo el Plan de Control Tributario 2026",{"type":119,"attrs":183,"content":185},{"textAlign":25,"key":184},"p-1",[186,188,196,198,204],{"text":187,"type":125},"Según el ",{"text":189,"type":125,"marks":190},"artículo 42 de la Ley del IRPF",[191],{"type":192,"attrs":193},"link",{"href":194,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.iberley.es/legislacion/articulo-42-ley-impuesto-sobre-renta-personas-fisicas-irpf","_blank",{"text":197,"type":125}," (LIRPF), la retribución en especie es la utilización, consumo u obtención, para fines particulares, de bienes, derechos o servicios de forma gratuita o por precio inferior al de mercado. En la práctica, esto abarca desde el vehículo de empresa hasta el seguro médico, pasando por la tarjeta restaurante, la formación bonificada o los préstamos a tipo de interés inferior al legal del dinero. Muchas de estas partidas se canalizan a través de ",{"text":199,"type":125,"marks":200},"tarjetas de empresa",[201],{"type":192,"attrs":202},{"href":203,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/tarjetas-corporativas/",{"text":205,"type":125}," que dejan un rastro documental directo. En empresas de 50 a 1.000 empleados, donde los paquetes retributivos combinan varios de estos elementos, la valoración correcta es un ejercicio contable recurrente.",{"type":119,"attrs":207,"content":209},{"textAlign":25,"key":208},"p-2",[210],{"text":211,"type":125},"La legislación establece que la retribución en especie no puede superar el 30 % del salario bruto del trabajador, y en ningún caso puede reducir la retribución dineraria por debajo del Salario Mínimo Interprofesional (SMI). Estos límites son relevantes porque una mala planificación puede generar un exceso que la AEAT identifique como irregularidad.",{"type":119,"attrs":213,"content":215},{"textAlign":25,"key":214},"p-3",[216,218,224],{"text":217,"type":125},"El ",{"text":219,"type":125,"marks":220},"Plan de Control Tributario 2026",[221],{"type":192,"attrs":222},{"href":223,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.boe.es/diario_boe/txt.php?id=BOE-A-2026-5843",{"text":225,"type":125}," intensifica la vigilancia sobre estos conceptos. Las entidades financieras comunican a la AEAT los datos de operaciones con tarjeta mediante el Modelo 170, lo que permite al organismo cruzar los movimientos reales de cada tarjeta de empresa con las retribuciones en especie declaradas en el IRPF de los empleados. Cuando un director financiero descubre que los 12 vehículos de empresa de su flota no están correctamente valorados en las declaraciones de IRPF de los empleados, el problema ya no es solo contable; es un desajuste que la AEAT puede detectar de forma automatizada antes de que la empresa lo corrija.",{"type":176,"attrs":227,"content":228},{"level":178,"textAlign":25},[229],{"text":230,"type":125},"Retribuciones en especie exentas y sujetas al IRPF",{"type":119,"attrs":232,"content":234},{"textAlign":25,"key":233},"p-4",[235,237,243],{"text":236,"type":125},"No todas las retribuciones en especie tributan. La LIRPF establece varias exenciones con límites concretos, detallados en el ",{"text":238,"type":125,"marks":239},"manual práctico del IRPF de la AEAT",[240],{"type":192,"attrs":241},{"href":242,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/ayuda/manuales-videos-folletos/manuales-practicos/irpf-2025/c03-rendimientos-trabajo/rendimientos-trabajo-especie/concepto.html",{"text":244,"type":125},", que el equipo de finanzas debe controlar con precisión.",{"type":119,"attrs":246,"content":248},{"textAlign":25,"key":247},"p-5",[249],{"text":250,"type":125},"Las retribuciones exentas con límite incluyen la tarjeta restaurante, exenta hasta 11 euros por día laborable; el seguro médico, exento hasta 500 euros por persona y año (1.500 euros para personas con discapacidad); el abono de transporte público, exento hasta 1.500 euros anuales; la guardería de empresa, exenta sin límite cuantitativo; y la formación vinculada a la actividad de la empresa, también exenta sin tope.",{"type":119,"attrs":252,"content":254},{"textAlign":25,"key":253},"p-6",[255],{"text":256,"type":125},"En cuanto a las retribuciones que sí tributan, las reglas de valoración varían según el tipo de beneficio. El vehículo de empresa se valora al 20 % anual de su coste de adquisición para el pagador, incluidos los tributos. La vivienda se valora al 10 % del valor catastral (5 % si el valor catastral ha sido revisado en los últimos 10 años). Los préstamos a tipo de interés inferior al legal del dinero generan una retribución en especie por la diferencia entre el interés legal y el efectivamente cobrado.",{"type":119,"attrs":258,"content":260},{"textAlign":25,"key":259},"p-7",[261],{"text":262,"type":125},"El ingreso a cuenta es la obligación del empleador de ingresar a la AEAT una cantidad equivalente a la retención de IRPF que correspondería sobre el valor de la retribución en especie. Este importe puede repercutirse al trabajador o asumirlo la empresa; en ambos casos, debe aparecer en la nómina.",{"type":119,"attrs":264,"content":266},{"textAlign":25,"key":265},"p-8",[267,269,275],{"text":268,"type":125},"Lo crítico es que las condiciones de exención son estrictas. Cuando la responsable de administración de una empresa de 120 empleados revisa los registros y descubre que varias tarjetas restaurante se han utilizado en sábados y domingos, esos importes pierden la exención automáticamente. Lo que era un gasto exento de 11 euros por día se convierte en retribución en especie sujeta al IRPF en la siguiente declaración, con el correspondiente ingreso a cuenta que la empresa debería haber practicado. Documentar cada gasto correctamente en la ",{"text":270,"type":125,"marks":271},"nota de gastos",[272],{"type":192,"attrs":273},{"href":274,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/nota-de-gastos-que-es-como-hacerla-y-como-automatizar-los-reembolsos/",{"text":276,"type":125}," es la primera línea de defensa.",{"type":176,"attrs":278,"content":279},{"level":178,"textAlign":25},[280],{"text":281,"type":125},"El Modelo 170 y las obligaciones informativas sobre tarjetas de empresa",{"type":119,"attrs":283,"content":284},{"textAlign":25,"key":121},[285,286,292],{"text":217,"type":125},{"text":287,"type":125,"marks":288},"Modelo 170",[289],{"type":192,"attrs":290},{"href":291,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/todas-gestiones/impuestos-tasas/declaraciones-informativas/modelo-170.html",{"text":293,"type":125}," es la declaración informativa anual mediante la cual las entidades financieras comunican a la AEAT las operaciones realizadas con tarjetas de crédito, débito y prepago. Aunque la empresa no presenta este modelo directamente, los datos que contiene afectan a su posición fiscal.",{"type":119,"attrs":295,"content":296},{"textAlign":25,"key":184},[297],{"text":298,"type":125},"Las entidades financieras declaran los cargos, abonos, recargas, retiradas de efectivo y gastos realizados en comercios cuyo volumen total de operaciones supere los 25.000 euros anuales. La AEAT recibe, por tanto, un mapa detallado del gasto por tarjeta, con identificación del comercio y el importe de cada operación.",{"type":119,"attrs":300,"content":301},{"textAlign":25,"key":208},[302],{"text":303,"type":125},"Esta información se cruza de forma automatizada con las declaraciones de IRPF de la empresa y sus empleados. Cuando hay discrepancias entre lo que la empresa declara como gasto empresarial y lo que las tarjetas reflejan como uso real, el sistema genera alertas que pueden derivar en un procedimiento de comprobación.",{"type":119,"attrs":305,"content":306},{"textAlign":25,"key":214},[307,309,315,317,323],{"text":308,"type":125},"El riesgo se materializa en situaciones concretas. Una empresa que emite tarjetas de empresa a 40 empleados para gastos de viaje puede descubrir que tres de ellos utilizan la tarjeta de empresa para gastos personales. El Modelo 170 muestra patrones de gasto en comercios de electrónica de consumo, moda o restauración de fin de semana que no encajan con la actividad profesional declarada. Esas incoherencias son exactamente lo que el Plan de Control Tributario 2026 busca identificar, y el equipo de finanzas necesita detectarlas antes de que lo haga la AEAT. Mantener un registro riguroso de cada justificante en las ",{"text":310,"type":125,"marks":311},"hojas de gastos",[312],{"type":192,"attrs":313},{"href":314,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/hojas-de-gastos/",{"text":316,"type":125}," de la empresa es el primer filtro, y las políticas de ",{"text":318,"type":125,"marks":319},"gastos de viaje",[320],{"type":192,"attrs":321},{"href":322,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/gastos-de-viaje/",{"text":324,"type":125}," deben reflejar estas restricciones.",{"type":176,"attrs":326,"content":327},{"level":178,"textAlign":25},[328],{"text":329,"type":125},"Contabilizar la retribución en especie en la nómina y en la declaración",{"type":119,"attrs":331,"content":332},{"textAlign":25,"key":233},[333],{"text":334,"type":125},"La retribución en especie aparece como una línea separada en la nómina del trabajador. Su inclusión incrementa tanto la base de cotización a la Seguridad Social como la base de retención del IRPF, lo que afecta al coste total para la empresa y a la tributación del empleado.",{"type":119,"attrs":336,"content":337},{"textAlign":25,"key":247},[338,340,346],{"text":339,"type":125},"Para contabilizar la retribución en especie correctamente, el proceso sigue cinco pasos. Primero, identificar el beneficio y clasificarlo según su tipo (vehículo, seguro, tarjeta restaurante). Segundo, aplicar la regla de valoración correspondiente; por ejemplo, el 20 % anual del valor de adquisición para un vehículo de empresa. Tercero, calcular el ingreso a cuenta aplicando el porcentaje de retención de IRPF vigente sobre el valor de la retribución en especie. Cuarto, registrar tanto la retribución en especie como el ingreso a cuenta en la nómina mensual. Quinto, declarar los importes en el Modelo 111 (declaración mensual o trimestral de retenciones) y en el Modelo 190 (resumen anual). Integrar estos pasos en el ",{"text":341,"type":125,"marks":342},"cierre de mes",[343],{"type":192,"attrs":344},{"href":345,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/cierre-de-mes/",{"text":347,"type":125}," evita acumular descuadres que se multiplican al final del ejercicio.",{"type":119,"attrs":349,"content":350},{"textAlign":25,"key":253},[351,353,359],{"text":352,"type":125},"Cada beneficio requiere un justificante documental: la cláusula contractual que lo establece, la factura del proveedor y el cálculo de valoración aplicado. La legislación tributaria obliga a conservar estos documentos durante cuatro años a efectos fiscales; la legislación mercantil extiende la obligación a seis años. En la práctica, digitalizar estos justificantes mediante ",{"text":354,"type":125,"marks":355},"recibos digitales",[356],{"type":192,"attrs":357},{"href":358,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/recibo-digital/",{"text":360,"type":125}," simplifica tanto el archivo como la respuesta ante un requerimiento.",{"type":176,"attrs":362,"content":363},{"level":178,"textAlign":25},[364],{"text":365,"type":125},"Justificantes obligatorios por tipo de retribución en especie",{"type":119,"attrs":367,"content":368},{"textAlign":25,"key":259},[369],{"text":370,"type":125},"La AEAT no se limita a verificar que la retribución en especie figura en nómina; exige la documentación acreditativa que respalda cada valoración. Para el vehículo de empresa, el inspector espera la factura de adquisición, el cálculo del 20 % anual sobre el coste total, la acreditación del porcentaje de uso particular frente al profesional y un registro de kilometraje que sustente esa proporción. En el caso del seguro médico, la empresa debe conservar la póliza colectiva emitida a su nombre, el certificado de primas desglosado por asegurado y la verificación de que no se supera el límite de 500 euros por persona y año. Para la tarjeta restaurante, es necesario un registro que vincule cada uso al NIF del empleado y a la cuantía por día laborable, junto con un control que identifique utilizaciones en fines de semana, ya que estas pierden la exención automáticamente. En cuanto a los gastos de desplazamiento, la factura debe estar emitida a nombre de la empresa, y es la propia empresa, no el empleado, quien debe acreditar la realidad de los desplazamientos, conforme al criterio establecido en la STS 426/2025. Toda esta documentación debe estar en poder de la empresa antes de que se inicie una inspección, no recopilarse a posteriori.",{"type":119,"attrs":372,"content":373},{"textAlign":25,"key":265},[374,376,382],{"text":375,"type":125},"Cuando un controller financiero debe procesar la retribución en especie de 15 empleados con vehículo de empresa, el volumen de documentación se multiplica: facturas de adquisición, cálculo del 20 % anual, ingreso a cuenta mensual y conciliación con los gastos de combustible y mantenimiento registrados en las tarjetas de empresa. Las ",{"text":377,"type":125,"marks":378},"tarjetas de empresa de Spendesk",[379],{"type":192,"attrs":380},{"href":381,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/platform/smart-company-cards/",{"text":383,"type":125}," registran cada transacción con el comercio, el importe, la categoría y el justificante adjunto, generando la trazabilidad que la AEAT espera en una comprobación. La funcionalidad Play by the Rules bloquea la tarjeta si el empleado no adjunta el recibo, lo que impulsa una tasa de recepción de justificantes del 97-98 %.",{"type":176,"attrs":385,"content":386},{"level":178,"textAlign":25},[387],{"text":388,"type":125},"Preparar al equipo de finanzas para el Plan de Control Tributario 2026",{"type":119,"attrs":390,"content":392},{"textAlign":25,"key":391},"p-9",[393],{"text":394,"type":125},"La preparación comienza con un control de gastos estructurado y una auditoría interna del paquete retributivo. Cada retribución en especie debe estar catalogada por tipo, empleado, método de valoración y estado de exención. Si ese catálogo no existe, cualquier requerimiento de la AEAT obliga a reconstruirlo bajo presión.",{"type":119,"attrs":396,"content":398},{"textAlign":25,"key":397},"p-10",[399],{"text":400,"type":125},"El segundo paso es revisar la política de tarjetas de la empresa. Las tarjetas deben tener restricciones de uso que impidan compras personales, y cada transacción necesita un justificante adjunto en el momento del gasto, no al cierre del mes.",{"type":176,"attrs":402,"content":403},{"level":178,"textAlign":25},[404],{"text":405,"type":125},"Contenido mínimo de tu política de tarjeta de empresa para resistir una inspección",{"type":119,"attrs":407,"content":409},{"textAlign":25,"key":408},"p-11",[410],{"text":411,"type":125},"Una política de tarjetas de empresa que resista una comprobación de la AEAT necesita elementos concretos. Debe establecer límites de gasto por categoría de comercio y por empleado, con restricciones basadas en códigos de actividad comercial (MCC) que bloqueen categorías de uso personal. El plazo de adjunción del justificante debe ser en el momento del gasto, no al cierre del mes. La política ha de incluir una cláusula expresa de prohibición de uso personal con consecuencias definidas para el empleado. La frecuencia de conciliación entre los movimientos de tarjeta y los registros contables debe ser, como mínimo, mensual. También es necesario un protocolo de detección y resolución de gastos personales antes del cierre de cada mes, de forma que las incidencias se corrijan en el periodo en que se producen. Este nivel de detalle cobra mayor relevancia con la entrada en vigor del Modelo 174, la nueva declaración informativa anual sobre todo tipo de tarjetas, que se presentará por primera vez en enero de 2027 sobre datos del ejercicio 2026, lo que amplía significativamente la capacidad de cruce automatizado de la AEAT.",{"type":119,"attrs":413,"content":415},{"textAlign":25,"key":414},"p-12",[416,418,424],{"text":417,"type":125},"Después, la ",{"text":419,"type":125,"marks":420},"conciliación bancaria",[421],{"type":192,"attrs":422},{"href":423,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/conciliacion-bancaria/",{"text":425,"type":125}," entre los movimientos de tarjeta y los registros de nómina debe ser sistemática. Los datos que la AEAT recibe a través del Modelo 170 tienen que ser coherentes con lo que la empresa declara. Cualquier desfase entre el gasto real con tarjeta y la retribución en especie declarada es una señal de alerta.",{"type":119,"attrs":427,"content":429},{"textAlign":25,"key":428},"p-13",[430],{"text":431,"type":125},"También es necesario formar a los responsables de administración sobre el riesgo de reclasificación. Un gasto registrado como gasto de empresa que en realidad es un beneficio personal del empleado se convierte en retribución en especie no declarada, con las consecuencias fiscales correspondientes.",{"type":119,"attrs":433,"content":435},{"textAlign":25,"key":434},"p-14",[436,438,444,446,452],{"text":437,"type":125},"Un director de administración y finanzas de una empresa de 200 empleados que aplica una lista de verificación previa al cierre centrada en la conciliación de tarjetas y la auditoría de retribuciones en especie reduce de forma medible el riesgo de reclasificación en el IRPF. La verificación de que todos los justificantes están en regla cierra el proceso. Conocer las fechas clave del ",{"text":439,"type":125,"marks":440},"año fiscal en España",[441],{"type":192,"attrs":442},{"href":443,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://www.spendesk.com/es/blog/ano-fiscal/",{"text":445,"type":125}," y las ",{"text":447,"type":125,"marks":448},"directrices del Plan 2026",[449],{"type":192,"attrs":450},{"href":451,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/planificacion/plan-general-control-tributario/directrices-plan-2026.html",{"text":453,"type":125}," permite anticipar los plazos de presentación del Modelo 111 y del Modelo 190.",{"type":119,"attrs":455,"content":457},{"textAlign":25,"key":456},"p-15",[458],{"text":459,"type":125},"Una plataforma de gestión del gasto empresarial que exige la captura del justificante antes de permitir el siguiente uso de la tarjeta (con una tasa del 97-98 % de justificantes recibidos a tiempo) y que exporta los registros de transacciones directamente a la gestoría o al software contable (Sage, Holded, A3) convierte el cumplimiento en un hábito diario, no en una urgencia de cierre mensual.",{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":466,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":475,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":479,"default_full_slug":480,"translated_slugs":481,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":467,"icon":468,"name":461,"component":472},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","es/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[482,483,484],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Plan de Control Tributario 2026: cómo Hacienda ve ahora todo",[],"2026-07-01 00:00","13",[492],{"_uid":493,"asset":494,"caption":99,"component":498},"71b7f715-948b-4a24-8379-000055d9922b",{"id":495,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":496,"copyright":99,"fieldtype":104,"meta_data":497,"is_external_url":28},198315334702164,"https://a.storyblok.com/f/146026/2752x1536/dae119ef1b/spendesk_blog_cover_control_tributario.jpg",{},"image","Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más docume",[],[502],{"_uid":503,"items":504,"heading":556,"component":580},"392b2cba-2459-4fae-9ca3-82a370a248fc",[505,516,526,536,546],{"_uid":506,"title":507,"component":508,"description":509},"0c26ecac-7582-4a77-b600-0b34c58ff97c","¿Qué gastos pagados con tarjeta de empresa puede revisar Hacienda y qué justificantes necesito conservar?","faqItem",{"type":116,"content":510},[511],{"type":119,"attrs":512,"content":513},{"textAlign":25,"key":121},[514],{"text":515,"type":125},"A través del Modelo 170, la AEAT recibe datos de todos los cargos, abonos y retiradas de efectivo de tarjetas con operaciones superiores a 25.000 euros anuales. La empresa debe conservar los justificantes de cada gasto durante cuatro años a efectos fiscales y seis años a efectos mercantiles.",{"_uid":517,"title":518,"component":508,"description":519},"0d6355c9-f453-40c5-b7bd-cc9457049c95","¿Cómo se calcula y declara la retribución en especie de un vehículo o seguro para empleados?",{"type":116,"content":520},[521],{"type":119,"attrs":522,"content":523},{"textAlign":25,"key":121},[524],{"text":525,"type":125},"El vehículo de empresa se valora al 20 % anual de su coste de adquisición. El seguro médico está exento hasta 500 euros por persona y año; el exceso es retribución en especie sujeta al IRPF. Ambos se declaran trimestralmente en el Modelo 111 y anualmente en el Modelo 190.",{"_uid":527,"title":528,"component":508,"description":529},"8337af09-4411-41a8-afba-be1bc1fd4e69","¿Qué riesgos fiscales tengo si no documento correctamente los pagos con tarjeta de empresa?",{"type":116,"content":530},[531],{"type":119,"attrs":532,"content":533},{"textAlign":25,"key":121},[534],{"text":535,"type":125},"Las discrepancias entre los datos del Modelo 170 y las declaraciones de la empresa activan alertas automáticas de comprobación en la AEAT. La falta de justificantes puede derivar en sanciones de entre el 50 % y el 150 % de la cuota no ingresada conforme a la Ley General Tributaria, además de la reclasificación de gastos como retribuciones en especie no declaradas.",{"_uid":537,"title":538,"component":508,"description":539},"71a9f364-ed85-4b68-8f1c-02055b4ea45b","¿Qué es el Modelo 170 y cuándo se presenta?",{"type":116,"content":540},[541],{"type":119,"attrs":542,"content":543},{"textAlign":25,"key":121},[544],{"text":545,"type":125},"Es una declaración informativa anual que presentan las entidades financieras, no la empresa. Recoge todas las operaciones con tarjeta (cargos, abonos, retiradas de efectivo, gastos en comercios) de titulares cuyo volumen supere los 25.000 euros anuales.",{"_uid":547,"title":548,"component":508,"description":549},"9c3fdc4e-8c02-4a8c-be47-b5744bfa9fbb","¿Cómo afecta el Plan de Control Tributario 2026 a las retribuciones en especie?",{"type":116,"content":550},[551],{"type":119,"attrs":552,"content":553},{"textAlign":25,"key":121},[554],{"text":555,"type":125},"El Plan 2026 permite a la AEAT cruzar por primera vez los datos de tarjeta del Modelo 170 (que recoge operaciones superiores a 25.000 euros anuales) con las declaraciones de IRPF, identificando automáticamente desfases entre los gastos reales con tarjeta de empresa y las retribuciones en especie declaradas por la 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Suscríbete a nuestro Newsletter para mantenerte informado.",[2088,2089],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2091],{"cta":2092,"_uid":2093,"items":2094,"heading":2209,"reverse":28,"component":580,"sectionSettings":2230},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2095,2152],{"_uid":2096,"title":2097,"component":508,"description":2098},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":116,"content":2099},[2100,2105,2132,2137,2142,2147],{"type":119,"attrs":2101,"content":2102},{"textAlign":25},[2103],{"text":2104,"type":125},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":2106,"attrs":2107,"content":2109},"ordered_list",{"order":2108},1,[2110,2118,2125],{"type":2111,"content":2112},"list_item",[2113],{"type":119,"attrs":2114,"content":2115},{"textAlign":25},[2116],{"text":2117,"type":125},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":2111,"content":2119},[2120],{"type":119,"attrs":2121,"content":2122},{"textAlign":25},[2123],{"text":2124,"type":125},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":2111,"content":2126},[2127],{"type":119,"attrs":2128,"content":2129},{"textAlign":25},[2130],{"text":2131,"type":125},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":119,"attrs":2133,"content":2134},{"textAlign":25},[2135],{"text":2136,"type":125},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":119,"attrs":2138,"content":2139},{"textAlign":25},[2140],{"text":2141,"type":125},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":119,"attrs":2143,"content":2144},{"textAlign":25},[2145],{"text":2146,"type":125},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":119,"attrs":2148,"content":2149},{"textAlign":25},[2150],{"text":2151,"type":125},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2153,"title":2154,"component":508,"description":2155},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":116,"content":2156},[2157,2162,2174,2179,2189,2194,2199,2204],{"type":119,"attrs":2158,"content":2159},{"textAlign":25},[2160],{"text":2161,"type":125},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":119,"attrs":2180,"content":2181},{"textAlign":25},[2182,2186,2187],{"text":2183,"type":125,"marks":2184},"Para los equipos financieros",[2185],{"type":1234},{"type":2014},{"text":2188,"type":125},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":119,"attrs":2190,"content":2191},{"textAlign":25},[2192],{"text":2193,"type":125},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":119,"attrs":2195,"content":2196},{"textAlign":25},[2197],{"text":2198,"type":125},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":119,"attrs":2200,"content":2201},{"textAlign":25},[2202],{"text":2203,"type":125},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":119,"attrs":2205,"content":2206},{"textAlign":25},[2207],{"text":2208,"type":125},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2210],{"cta":2211,"_uid":2212,"title":2213,"eyebrow":2220,"subtitle":2223,"component":176,"textAlign":99,"sectionSettings":2229,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":116,"content":2214},[2215],{"type":176,"attrs":2216,"content":2217},{"level":564},[2218],{"text":2219,"type":125},"Empezar con Spendesk",{"type":116,"content":2221},[2222],{"type":119},{"type":116,"content":2224},[2225],{"type":119,"content":2226},[2227],{"text":2228,"type":125},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2234,2374,2524,2675,2813,2962,3099,3237,3383,3531,3668,3794,3921,4067,4194],{"name":2235,"created_at":2236,"published_at":2237,"updated_at":2238,"id":2239,"uuid":2240,"content":2241,"slug":2362,"full_slug":2363,"sort_by_date":25,"position":2364,"tag_list":2365,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":2366,"first_published_at":2367,"release_id":25,"lang":32,"path":25,"alternates":2368,"default_full_slug":2369,"translated_slugs":2370},"Conciliación de facturas: cómo evitar errores y agilizar las aprobaciones","2026-09-14T09:05:53.951Z","2026-09-21T13:54:47.646Z","2026-09-21T13:54:47.665Z",219902582629816,"ad936d95-b8f6-45e4-a7a0-085d5d666a9c",{"_uid":2242,"title":2235,"topics":2243,"noIndex":28,"category":2252,"language":2261,"component":473,"heroMedia":2262,"metaTitle":2263,"publishedAt":2264,"readingTime":2265,"redirectUrl":99,"listingImage":2266,"metaDescription":2274,"bottomArticleCta":2275,"componentsAfterTheArticle":2276},"4d9a1a9c-f0f5-4775-ae79-8b73f718b041",[2244],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2245,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2246,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2247,"default_full_slug":163,"translated_slugs":2248,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2249,2250,2251],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":2253,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":2255,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":2256,"default_full_slug":480,"translated_slugs":2257,"_stopResolving":41},{"_uid":467,"icon":2254,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2258,2259,2260],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Conciliación de facturas: cómo evitar errores y agilizar las","2026-09-11 00:00","15",[2267],{"_uid":2268,"link":2269,"asset":2270,"caption":99,"component":498},"7e312a70-4f3a-4e88-b050-cd857b48328a",{"id":99,"url":99,"linktype":624,"fieldtype":108,"cached_url":1730,"prep":41},{"id":2271,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2272,"copyright":99,"fieldtype":104,"meta_data":2273,"is_external_url":28},222450767110397,"https://a.storyblok.com/f/146026/1672x941/aaeed3460e/conciliacion-de-facturas.png",{},"Descubre qué es la conciliación de facturas, por qué se producen los descuadres y cómo la integración con el ERP y los flujos de aprobación agilizan tus pagos.",[],[2277],{"_uid":2278,"items":2279,"heading":2340,"component":580},"05d3fd1f-9939-4b87-b169-e126811177e6",[2280,2290,2300,2310,2320,2330],{"_uid":2281,"title":2282,"component":508,"description":2283},"3797035d-947e-4241-a972-750ae5ade4b6","¿Qué causa los descuadres en las facturas?",{"type":116,"content":2284},[2285],{"type":119,"attrs":2286,"content":2287},{"textAlign":25},[2288],{"text":2289,"type":125},"Suelen producirse cuando el precio, la cantidad, el concepto o las condiciones de la factura no coinciden con el pedido o con la recepción. También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":2291,"title":2292,"component":508,"description":2293},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":116,"content":2294},[2295],{"type":119,"attrs":2296,"content":2297},{"textAlign":25},[2298],{"text":2299,"type":125},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":2301,"title":2302,"component":508,"description":2303},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":116,"content":2304},[2305],{"type":119,"attrs":2306,"content":2307},{"textAlign":25},[2308],{"text":2309,"type":125},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":2311,"title":2312,"component":508,"description":2313},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":116,"content":2314},[2315],{"type":119,"attrs":2316,"content":2317},{"textAlign":25},[2318],{"text":2319,"type":125},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":2321,"title":2322,"component":508,"description":2323},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":116,"content":2324},[2325],{"type":119,"attrs":2326,"content":2327},{"textAlign":25},[2328],{"text":2329,"type":125},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":2331,"title":2332,"component":508,"description":2333},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":116,"content":2334},[2335],{"type":119,"attrs":2336,"content":2337},{"textAlign":25},[2338],{"text":2339,"type":125},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[2341],{"cta":2342,"_uid":2343,"title":2344,"eyebrow":2350,"subtitle":2355,"component":176,"textAlign":99,"flexibleSection":2360,"sectionSettings":2361,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":116,"content":2345},[2346],{"type":176,"attrs":2347,"content":2348},{"level":564,"textAlign":25},[2349],{"text":567,"type":125},{"type":116,"content":2351},[2352],{"type":119,"attrs":2353,"content":2354},{"textAlign":25},[],{"type":116,"content":2356},[2357],{"type":119,"attrs":2358,"content":2359},{"textAlign":25},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3480,[],"812b517e-2eda-4778-bfe2-493605327cf9","2026-09-14T09:05:53.999Z",[],"blog/conciliacion-de-facturas",[2371,2372,2373],{"path":2369,"name":25,"lang":37,"published":25},{"path":2369,"name":25,"lang":39,"published":25},{"path":2369,"name":25,"lang":32,"published":25},{"name":2375,"created_at":2376,"published_at":2377,"updated_at":2378,"id":2379,"uuid":2380,"content":2381,"slug":2512,"full_slug":2513,"sort_by_date":25,"position":2514,"tag_list":2515,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":2516,"first_published_at":2517,"release_id":25,"lang":32,"path":25,"alternates":2518,"default_full_slug":2519,"translated_slugs":2520},"Factura rectificativa y factura de abono: diferencias, validación y contabilización","2026-09-02T13:33:00.164Z","2026-09-10T13:22:06.135Z","2026-09-10T13:22:06.169Z",215721493195948,"aa64d024-d65f-4f59-95d8-bb6badf065e3",{"_uid":2382,"title":2375,"topics":2383,"noIndex":28,"category":2392,"language":2401,"component":473,"heroMedia":2402,"metaTitle":2403,"publishedAt":99,"readingTime":2404,"redirectUrl":99,"listingImage":2405,"metaDescription":2414,"bottomArticleCta":2415,"componentsAfterTheArticle":2416},"f6cff6c2-58ed-444f-90f2-f5bd8b090c73",[2384],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2385,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2386,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2387,"default_full_slug":163,"translated_slugs":2388,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2389,2390,2391],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":2393,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":2395,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":2396,"default_full_slug":480,"translated_slugs":2397,"_stopResolving":41},{"_uid":467,"icon":2394,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2398,2399,2400],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Factura rectificativa y factura de abono: diferencias, valid","14",[2406],{"_uid":2407,"link":2408,"asset":2409,"caption":99,"component":498},"0d40a296-517d-4c9b-88bc-6887116d798d",{"id":99,"url":99,"linktype":624,"fieldtype":108,"cached_url":1730,"prep":41},{"id":2410,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2411,"copyright":99,"fieldtype":104,"meta_data":2412,"is_external_url":28},218549414806032,"https://a.storyblok.com/f/146026/1672x941/793d193cf8/factura-rectificativa-y-factura-de-abono.png",{"size":2413},"1672x941","Diferencias entre factura rectificativa y factura de abono, qué revisar antes de registrarla y cómo afecta al IVA soportado, a la contabilidad y al SII.",[],[2417],{"_uid":2418,"items":2419,"heading":2490,"component":580},"a8cc71ee-c754-40da-9b7b-c0dd5135ce95",[2420,2430,2440,2450,2460,2470,2480],{"_uid":2421,"title":2422,"component":508,"description":2423},"d66795d8-0cbf-4012-a31e-c1e7905c1c9e","¿Es lo mismo una factura de abono que una factura rectificativa?",{"type":116,"content":2424},[2425],{"type":119,"attrs":2426,"content":2427},{"textAlign":25},[2428],{"text":2429,"type":125},"No son necesariamente términos jurídicos equivalentes. «Factura de abono» suele utilizarse como expresión comercial para referirse a una factura rectificativa que reduce una operación anterior. Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":2431,"title":2432,"component":508,"description":2433},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":116,"content":2434},[2435],{"type":119,"attrs":2436,"content":2437},{"textAlign":25},[2438],{"text":2439,"type":125},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":2441,"title":2442,"component":508,"description":2443},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":116,"content":2444},[2445],{"type":119,"attrs":2446,"content":2447},{"textAlign":25},[2448],{"text":2449,"type":125},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":2451,"title":2452,"component":508,"description":2453},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":116,"content":2454},[2455],{"type":119,"attrs":2456,"content":2457},{"textAlign":25},[2458],{"text":2459,"type":125},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. El periodo de registro y declaración debe revisarse según la normativa vigente.",{"_uid":2461,"title":2462,"component":508,"description":2463},"bc77ea6c-6878-48f0-806f-245124692708","¿Cómo se contabiliza una factura rectificativa recibida?",{"type":116,"content":2464},[2465],{"type":119,"attrs":2466,"content":2467},{"textAlign":25},[2468],{"text":2469,"type":125},"El tratamiento depende del motivo de la rectificación y de si se trata de una sustitución o de una diferencia. Puede ser necesario registrar únicamente el ajuste o revisar el asiento original y contabilizar la información corregida. La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":2471,"title":2472,"component":508,"description":2473},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":116,"content":2474},[2475],{"type":119,"attrs":2476,"content":2477},{"textAlign":25},[2478],{"text":2479,"type":125},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":2481,"title":2482,"component":508,"description":2483},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":116,"content":2484},[2485],{"type":119,"attrs":2486,"content":2487},{"textAlign":25},[2488],{"text":2489,"type":125},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[2491],{"cta":2492,"_uid":2493,"title":2494,"eyebrow":2500,"subtitle":2505,"component":176,"textAlign":99,"flexibleSection":2510,"sectionSettings":2511,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":116,"content":2495},[2496],{"type":176,"attrs":2497,"content":2498},{"level":564,"textAlign":25},[2499],{"text":567,"type":125},{"type":116,"content":2501},[2502],{"type":119,"attrs":2503,"content":2504},{"textAlign":25},[],{"type":116,"content":2506},[2507],{"type":119,"attrs":2508,"content":2509},{"textAlign":25},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3160,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185","2026-09-02T13:33:00.225Z",[],"blog/factura-rectificativa-y-factura-de-abono",[2521,2522,2523],{"path":2519,"name":25,"lang":37,"published":25},{"path":2519,"name":25,"lang":39,"published":25},{"path":2519,"name":25,"lang":32,"published":25},{"name":2525,"created_at":2526,"published_at":2527,"updated_at":2528,"id":2529,"uuid":2530,"content":2531,"slug":2663,"full_slug":2664,"sort_by_date":25,"position":2665,"tag_list":2666,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":2667,"first_published_at":2668,"release_id":25,"lang":32,"path":25,"alternates":2669,"default_full_slug":2670,"translated_slugs":2671},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-10T13:45:14.835Z","2026-09-10T13:45:14.860Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":2532,"title":2525,"topics":2533,"noIndex":28,"category":2542,"language":2551,"component":473,"heroMedia":2552,"metaTitle":2553,"publishedAt":2554,"readingTime":2555,"redirectUrl":99,"listingImage":2556,"metaDescription":2565,"bottomArticleCta":2566,"componentsAfterTheArticle":2567},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[2534],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2535,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2536,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2537,"default_full_slug":163,"translated_slugs":2538,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2539,2540,2541],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":2543,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":2545,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":2546,"default_full_slug":480,"translated_slugs":2547,"_stopResolving":41},{"_uid":467,"icon":2544,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2548,2549,2550],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill","2026-08-25 00:00","12",[2557],{"_uid":2558,"link":2559,"asset":2560,"caption":99,"component":498},"c5e8bc46-7451-43bf-a998-28fd00bf481e",{"id":99,"url":99,"linktype":624,"fieldtype":108,"cached_url":1730,"prep":41},{"id":2561,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2562,"copyright":99,"fieldtype":104,"meta_data":2563,"is_external_url":28},218555405333603,"https://a.storyblok.com/f/146026/1671x941/bd54bf81e9/modelo-390-1.png",{"size":2564},"1671x941","Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[2568],{"_uid":2569,"items":2570,"heading":2641,"component":580},"55a4787c-f921-4881-83c4-ef5b8473e554",[2571,2581,2591,2601,2611,2621,2631],{"_uid":2572,"title":2573,"component":508,"description":2574},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":116,"content":2575},[2576],{"type":119,"attrs":2577,"content":2578},{"textAlign":25},[2579],{"text":2580,"type":125},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":2582,"title":2583,"component":508,"description":2584},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":116,"content":2585},[2586],{"type":119,"attrs":2587,"content":2588},{"textAlign":25},[2589],{"text":2590,"type":125},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":2592,"title":2593,"component":508,"description":2594},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":116,"content":2595},[2596],{"type":119,"attrs":2597,"content":2598},{"textAlign":25},[2599],{"text":2600,"type":125},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":2602,"title":2603,"component":508,"description":2604},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":116,"content":2605},[2606],{"type":119,"attrs":2607,"content":2608},{"textAlign":25},[2609],{"text":2610,"type":125},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":2612,"title":2613,"component":508,"description":2614},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":116,"content":2615},[2616],{"type":119,"attrs":2617,"content":2618},{"textAlign":25},[2619],{"text":2620,"type":125},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":2622,"title":2623,"component":508,"description":2624},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":116,"content":2625},[2626],{"type":119,"attrs":2627,"content":2628},{"textAlign":25},[2629],{"text":2630,"type":125},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":2632,"title":2633,"component":508,"description":2634},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":116,"content":2635},[2636],{"type":119,"attrs":2637,"content":2638},{"textAlign":25},[2639],{"text":2640,"type":125},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[2642],{"cta":2643,"_uid":2644,"title":2645,"eyebrow":2651,"subtitle":2656,"component":176,"textAlign":99,"flexibleSection":2661,"sectionSettings":2662,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":116,"content":2646},[2647],{"type":176,"attrs":2648,"content":2649},{"level":564,"textAlign":25},[2650],{"text":567,"type":125},{"type":116,"content":2652},[2653],{"type":119,"attrs":2654,"content":2655},{"textAlign":25},[],{"type":116,"content":2657},[2658],{"type":119,"attrs":2659,"content":2660},{"textAlign":25},[],[],[],"modelo-390","es/blog/modelo-390",-3150,[],"5095905f-518b-4d56-97b7-f9946b641ce4","2026-09-02T13:32:49.570Z",[],"blog/modelo-390",[2672,2673,2674],{"path":2670,"name":25,"lang":37,"published":25},{"path":2670,"name":25,"lang":39,"published":25},{"path":2670,"name":25,"lang":32,"published":25},{"name":2676,"created_at":2677,"published_at":2678,"updated_at":2679,"id":2680,"uuid":2681,"content":2682,"slug":2801,"full_slug":2802,"sort_by_date":25,"position":2803,"tag_list":2804,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":2805,"first_published_at":2806,"release_id":25,"lang":32,"path":25,"alternates":2807,"default_full_slug":2808,"translated_slugs":2809},"Albarán y factura: diferencia y cómo conciliarlos en la recepción","2026-08-27T10:05:49.302Z","2026-08-27T13:11:36.312Z","2026-08-27T13:11:36.332Z",213547209992118,"537dd46d-9c1d-455e-8711-7306686c1ed7",{"_uid":2683,"title":2676,"topics":2684,"noIndex":28,"category":2693,"language":2702,"component":473,"heroMedia":2703,"metaTitle":2704,"publishedAt":99,"readingTime":2705,"redirectUrl":99,"listingImage":2706,"metaDescription":2713,"bottomArticleCta":2714,"componentsAfterTheArticle":2715},"78d13369-1ad7-4b80-873a-03fba1b94408",[2685],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2686,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2687,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2688,"default_full_slug":163,"translated_slugs":2689,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2690,2691,2692],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":2694,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":2696,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":2697,"default_full_slug":480,"translated_slugs":2698,"_stopResolving":41},{"_uid":467,"icon":2695,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2699,2700,2701],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Albarán y factura: diferencia y cómo conciliarlos en la rece","11",[2707],{"_uid":2708,"asset":2709,"caption":99,"component":498},"c449b07e-3b99-4193-b049-5a1504462ed7",{"id":2710,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2711,"copyright":99,"fieldtype":104,"meta_data":2712,"is_external_url":28},213592764628627,"https://a.storyblok.com/f/146026/1536x1024/6cc46a2a1d/albaran-y-factura.png",{},"Descubre la diferencia entre albarán y factura y cómo conciliar pedido, albarán y factura en la recepción para evitar errores y pagos incorrectos.",[],[2716],{"_uid":2717,"items":2718,"heading":2779,"component":580},"81cbf153-fb6e-44c3-9eae-9a2d00f3b679",[2719,2729,2739,2749,2759,2769],{"_uid":2720,"title":2721,"component":508,"description":2722},"b14f3148-e599-4237-a46f-141b6b92f4b5","¿Cuál es la diferencia entre un albarán y una factura?",{"type":116,"content":2723},[2724],{"type":119,"attrs":2725,"content":2726},{"textAlign":25},[2727],{"text":2728,"type":125},"El albarán documenta la entrega de la mercancía. La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":2730,"title":2731,"component":508,"description":2732},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":116,"content":2733},[2734],{"type":119,"attrs":2735,"content":2736},{"textAlign":25},[2737],{"text":2738,"type":125},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":2740,"title":2741,"component":508,"description":2742},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":116,"content":2743},[2744],{"type":119,"attrs":2745,"content":2746},{"textAlign":25},[2747],{"text":2748,"type":125},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":2750,"title":2751,"component":508,"description":2752},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":116,"content":2753},[2754],{"type":119,"attrs":2755,"content":2756},{"textAlign":25},[2757],{"text":2758,"type":125},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":2760,"title":2761,"component":508,"description":2762},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":116,"content":2763},[2764],{"type":119,"attrs":2765,"content":2766},{"textAlign":25},[2767],{"text":2768,"type":125},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. El objetivo es detectar diferencias antes de aprobar el pago.",{"_uid":2770,"title":2771,"component":508,"description":2772},"5be6784a-dab5-438a-9951-f7c9016d4c69","¿Cómo ayuda Spendesk a conciliar albaranes y facturas?",{"type":116,"content":2773},[2774],{"type":119,"attrs":2775,"content":2776},{"textAlign":25},[2777],{"text":2778,"type":125},"Spendesk puede comparar los datos de las facturas con los pedidos de compra y los albaranes para detectar discrepancias antes de la aprobación. También permite centralizar la documentación, dirigir las facturas a los responsables correspondientes y mantener un registro del proceso de aprobación.",[2780],{"cta":2781,"_uid":2782,"title":2783,"eyebrow":2789,"subtitle":2794,"component":176,"textAlign":99,"flexibleSection":2799,"sectionSettings":2800,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"a9933b44-0156-4411-9df3-c97aeb6fd989",{"type":116,"content":2784},[2785],{"type":176,"attrs":2786,"content":2787},{"level":564,"textAlign":25},[2788],{"text":567,"type":125},{"type":116,"content":2790},[2791],{"type":119,"attrs":2792,"content":2793},{"textAlign":25},[],{"type":116,"content":2795},[2796],{"type":119,"attrs":2797,"content":2798},{"textAlign":25},[],[],[],"albaran-y-factura","es/blog/albaran-y-factura",-2990,[],"2d0e9977-fc0a-4f90-8c97-49706aa81d1b","2026-08-27T10:05:49.366Z",[],"blog/albaran-y-factura",[2810,2811,2812],{"path":2808,"name":25,"lang":37,"published":25},{"path":2808,"name":25,"lang":39,"published":25},{"path":2808,"name":25,"lang":32,"published":25},{"name":2814,"created_at":2815,"published_at":2816,"updated_at":2817,"id":2818,"uuid":2819,"content":2820,"slug":2950,"full_slug":2951,"sort_by_date":25,"position":2952,"tag_list":2953,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":2954,"first_published_at":2955,"release_id":25,"lang":32,"path":25,"alternates":2956,"default_full_slug":2957,"translated_slugs":2958},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":2821,"title":2814,"topics":2822,"noIndex":28,"category":2831,"language":2840,"component":473,"heroMedia":2841,"metaTitle":2842,"publishedAt":2843,"readingTime":2265,"redirectUrl":99,"listingImage":2844,"metaDescription":2852,"bottomArticleCta":2853,"componentsAfterTheArticle":2854},"7c8baf82-c72c-4bd0-978c-914b4de81327",[2823],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":2824,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":2825,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":2826,"default_full_slug":163,"translated_slugs":2827,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[2828,2829,2830],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":2832,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":2834,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":2835,"default_full_slug":480,"translated_slugs":2836,"_stopResolving":41},{"_uid":467,"icon":2833,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[2837,2838,2839],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","2026-08-26 00:00",[2845],{"_uid":2846,"asset":2847,"caption":99,"component":498},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":2848,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2849,"copyright":99,"fieldtype":104,"meta_data":2850,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":2851},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[2855],{"_uid":2856,"items":2857,"heading":2928,"component":580},"def80281-c114-48d8-922b-c6452f4b32e1",[2858,2868,2878,2888,2898,2908,2918],{"_uid":2859,"title":2860,"component":508,"description":2861},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":116,"content":2862},[2863],{"type":119,"attrs":2864,"content":2865},{"textAlign":25},[2866],{"text":2867,"type":125},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":2869,"title":2870,"component":508,"description":2871},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":116,"content":2872},[2873],{"type":119,"attrs":2874,"content":2875},{"textAlign":25},[2876],{"text":2877,"type":125},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":2879,"title":2880,"component":508,"description":2881},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":116,"content":2882},[2883],{"type":119,"attrs":2884,"content":2885},{"textAlign":25},[2886],{"text":2887,"type":125},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":2889,"title":2890,"component":508,"description":2891},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":116,"content":2892},[2893],{"type":119,"attrs":2894,"content":2895},{"textAlign":25},[2896],{"text":2897,"type":125},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":2899,"title":2900,"component":508,"description":2901},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":116,"content":2902},[2903],{"type":119,"attrs":2904,"content":2905},{"textAlign":25},[2906],{"text":2907,"type":125},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":2909,"title":2910,"component":508,"description":2911},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":116,"content":2912},[2913],{"type":119,"attrs":2914,"content":2915},{"textAlign":25},[2916],{"text":2917,"type":125},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":2919,"title":2920,"component":508,"description":2921},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":116,"content":2922},[2923],{"type":119,"attrs":2924,"content":2925},{"textAlign":25},[2926],{"text":2927,"type":125},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus 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347: qué es, quién lo presenta y cómo cuadrar las ope",[2993],{"_uid":2994,"asset":2995,"caption":99,"component":498},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":2996,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":2997,"copyright":99,"fieldtype":104,"meta_data":2998,"is_external_url":28},218544053612632,"https://a.storyblok.com/f/146026/1672x941/8afacabb0f/modelo-347.png",{"size":2413},"Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[3002],{"_uid":3003,"items":3004,"heading":3065,"component":580},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[3005,3015,3025,3035,3045,3055],{"_uid":3006,"title":3007,"component":508,"description":3008},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":116,"content":3009},[3010],{"type":119,"attrs":3011,"content":3012},{"textAlign":25},[3013],{"text":3014,"type":125},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":3016,"title":3017,"component":508,"description":3018},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":116,"content":3019},[3020],{"type":119,"attrs":3021,"content":3022},{"textAlign":25},[3023],{"text":3024,"type":125},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":3026,"title":3027,"component":508,"description":3028},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":116,"content":3029},[3030],{"type":119,"attrs":3031,"content":3032},{"textAlign":25},[3033],{"text":3034,"type":125},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":3036,"title":3037,"component":508,"description":3038},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":116,"content":3039},[3040],{"type":119,"attrs":3041,"content":3042},{"textAlign":25},[3043],{"text":3044,"type":125},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":3046,"title":3047,"component":508,"description":3048},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":116,"content":3049},[3050],{"type":119,"attrs":3051,"content":3052},{"textAlign":25},[3053],{"text":3054,"type":125},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":3056,"title":3057,"component":508,"description":3058},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":116,"content":3059},[3060],{"type":119,"attrs":3061,"content":3062},{"textAlign":25},[3063],{"text":3064,"type":125},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[3066],{"cta":3067,"_uid":3068,"title":3069,"eyebrow":3075,"subtitle":3080,"component":176,"textAlign":99,"flexibleSection":3085,"sectionSettings":3086,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":116,"content":3070},[3071],{"type":176,"attrs":3072,"content":3073},{"level":564,"textAlign":25},[3074],{"text":567,"type":125},{"type":116,"content":3076},[3077],{"type":119,"attrs":3078,"content":3079},{"textAlign":25},[],{"type":116,"content":3081},[3082],{"type":119,"attrs":3083,"content":3084},{"textAlign":25},[],[],[],"modelo-347","es/blog/modelo-347",-2960,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[3096,3097,3098],{"path":3094,"name":25,"lang":37,"published":25},{"path":3094,"name":25,"lang":39,"published":25},{"path":3094,"name":25,"lang":32,"published":25},{"name":3100,"created_at":3101,"published_at":3102,"updated_at":3103,"id":3104,"uuid":3105,"content":3106,"slug":3225,"full_slug":3226,"sort_by_date":25,"position":3227,"tag_list":3228,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":3229,"first_published_at":3230,"release_id":25,"lang":32,"path":25,"alternates":3231,"default_full_slug":3232,"translated_slugs":3233},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-09-10T13:52:23.810Z","2026-09-10T13:52:23.823Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":3107,"title":3100,"topics":3108,"noIndex":28,"category":3117,"language":3126,"component":473,"heroMedia":3127,"metaTitle":3128,"publishedAt":3129,"readingTime":2265,"redirectUrl":99,"listingImage":3130,"metaDescription":3137,"bottomArticleCta":3138,"componentsAfterTheArticle":3139},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[3109],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3110,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3111,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3112,"default_full_slug":163,"translated_slugs":3113,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3114,3115,3116],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":3118,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":3120,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":3121,"default_full_slug":480,"translated_slugs":3122,"_stopResolving":41},{"_uid":467,"icon":3119,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3123,3124,3125],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00",[3131],{"_uid":3132,"asset":3133,"caption":99,"component":498},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":3134,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3135,"copyright":99,"fieldtype":104,"meta_data":3136,"is_external_url":28},218557381129480,"https://a.storyblok.com/f/146026/1672x941/b256a74827/factura-electronica-b2b-obligatoria.png",{},"Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[3140],{"_uid":3141,"items":3142,"heading":3203,"component":580},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[3143,3153,3163,3173,3183,3193],{"_uid":3144,"title":3145,"component":508,"description":3146},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":116,"content":3147},[3148],{"type":119,"attrs":3149,"content":3150},{"textAlign":25},[3151],{"text":3152,"type":125},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":3154,"title":3155,"component":508,"description":3156},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":116,"content":3157},[3158],{"type":119,"attrs":3159,"content":3160},{"textAlign":25},[3161],{"text":3162,"type":125},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":3164,"title":3165,"component":508,"description":3166},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":116,"content":3167},[3168],{"type":119,"attrs":3169,"content":3170},{"textAlign":25},[3171],{"text":3172,"type":125},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":3174,"title":3175,"component":508,"description":3176},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":116,"content":3177},[3178],{"type":119,"attrs":3179,"content":3180},{"textAlign":25},[3181],{"text":3182,"type":125},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":3184,"title":3185,"component":508,"description":3186},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":116,"content":3187},[3188],{"type":119,"attrs":3189,"content":3190},{"textAlign":25},[3191],{"text":3192,"type":125},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":3194,"title":3195,"component":508,"description":3196},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":116,"content":3197},[3198],{"type":119,"attrs":3199,"content":3200},{"textAlign":25},[3201],{"text":3202,"type":125},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[3204],{"cta":3205,"_uid":3206,"title":3207,"eyebrow":3213,"subtitle":3218,"component":176,"textAlign":99,"flexibleSection":3223,"sectionSettings":3224,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":116,"content":3208},[3209],{"type":176,"attrs":3210,"content":3211},{"level":564,"textAlign":25},[3212],{"text":567,"type":125},{"type":116,"content":3214},[3215],{"type":119,"attrs":3216,"content":3217},{"textAlign":25},[],{"type":116,"content":3219},[3220],{"type":119,"attrs":3221,"content":3222},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2930,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[3234,3235,3236],{"path":3232,"name":25,"lang":37,"published":25},{"path":3232,"name":25,"lang":39,"published":25},{"path":3232,"name":25,"lang":32,"published":25},{"name":3238,"created_at":3239,"published_at":3240,"updated_at":3241,"id":3242,"uuid":3243,"content":3244,"slug":3371,"full_slug":3372,"sort_by_date":25,"position":3373,"tag_list":3374,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":3375,"first_published_at":3376,"release_id":25,"lang":32,"path":25,"alternates":3377,"default_full_slug":3378,"translated_slugs":3379},"Libro de facturas emitidas y recibidas: qué debe contener, plazos y sanciones","2026-08-26T15:56:47.353Z","2026-08-27T12:00:14.540Z","2026-08-27T12:00:14.572Z",213279569366426,"1f4e5b3d-e6c8-4e10-9f39-9e11018de9c7",{"_uid":3245,"title":3238,"topics":3246,"noIndex":28,"category":3255,"language":3264,"component":473,"heroMedia":3265,"metaTitle":3266,"publishedAt":3267,"readingTime":2555,"redirectUrl":99,"listingImage":3268,"metaDescription":3275,"bottomArticleCta":3276,"componentsAfterTheArticle":3277},"1aa48761-92ae-4fbf-8b56-8bcb90e53a67",[3247],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3248,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3249,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3250,"default_full_slug":163,"translated_slugs":3251,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3252,3253,3254],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":3256,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":3258,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":3259,"default_full_slug":480,"translated_slugs":3260,"_stopResolving":41},{"_uid":467,"icon":3257,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3261,3262,3263],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Libro de facturas emitidas y recibidas: qué contener","2026-08-19 00:00",[3269],{"_uid":3270,"asset":3271,"caption":99,"component":498},"00eb54dd-181c-41bb-a81a-1468f0229100",{"id":3272,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3273,"copyright":99,"fieldtype":104,"meta_data":3274,"is_external_url":28},213575285818614,"https://a.storyblok.com/f/146026/1536x1024/04c594545c/libro-registro-facturas-emitidas-recibidas.png",{},"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[3278],{"_uid":3279,"items":3280,"heading":3349,"component":580},"260a9c76-16bd-46cb-9256-480f8dab3c20",[3281,3291,3301,3319,3329,3339],{"_uid":3282,"title":3283,"component":508,"description":3284},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?",{"type":116,"content":3285},[3286],{"type":119,"attrs":3287,"content":3288},{"textAlign":25},[3289],{"text":3290,"type":125},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":3292,"title":3293,"component":508,"description":3294},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":116,"content":3295},[3296],{"type":119,"attrs":3297,"content":3298},{"textAlign":25},[3299],{"text":3300,"type":125},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":3302,"title":3303,"component":508,"description":3304},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":116,"content":3305},[3306],{"type":119,"attrs":3307,"content":3308},{"textAlign":25},[3309,3311,3317],{"text":3310,"type":125},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":3312,"type":125,"marks":3313}," conservación de facturas",[3314],{"type":192,"attrs":3315},{"href":3316,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":3318,"type":125}," y sobre las obligaciones contables y registrales.",{"_uid":3320,"title":3321,"component":508,"description":3322},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":116,"content":3323},[3324],{"type":119,"attrs":3325,"content":3326},{"textAlign":25},[3327],{"text":3328,"type":125},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":3330,"title":3331,"component":508,"description":3332},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":116,"content":3333},[3334],{"type":119,"attrs":3335,"content":3336},{"textAlign":25},[3337],{"text":3338,"type":125},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":3340,"title":3341,"component":508,"description":3342},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":116,"content":3343},[3344],{"type":119,"attrs":3345,"content":3346},{"textAlign":25},[3347],{"text":3348,"type":125},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. En Spendesk, el equipo puede gestionar la documentación y el flujo de revisión, pero el tratamiento contable y fiscal debe validarse según las circunstancias de la operación.",[3350],{"cta":3351,"_uid":3352,"title":3353,"eyebrow":3359,"subtitle":3364,"component":176,"textAlign":99,"flexibleSection":3369,"sectionSettings":3370,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"37b08c3d-c162-4c57-b3b3-d6d60bdc54aa",{"type":116,"content":3354},[3355],{"type":176,"attrs":3356,"content":3357},{"level":564,"textAlign":25},[3358],{"text":567,"type":125},{"type":116,"content":3360},[3361],{"type":119,"attrs":3362,"content":3363},{"textAlign":25},[],{"type":116,"content":3365},[3366],{"type":119,"attrs":3367,"content":3368},{"textAlign":25},[],[],[],"libro-registro-facturas-emitidas-recibidas","es/blog/libro-registro-facturas-emitidas-recibidas",-2920,[],"6362c47f-9bce-4f42-9a7d-96ca70dcc919","2026-08-26T16:07:19.051Z",[],"blog/libro-registro-facturas-emitidas-recibidas",[3380,3381,3382],{"path":3378,"name":25,"lang":37,"published":25},{"path":3378,"name":25,"lang":39,"published":25},{"path":3378,"name":25,"lang":32,"published":25},{"name":3384,"created_at":3385,"published_at":3386,"updated_at":3387,"id":3388,"uuid":3389,"content":3390,"slug":3519,"full_slug":3520,"sort_by_date":25,"position":3521,"tag_list":3522,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":3523,"first_published_at":3524,"release_id":25,"lang":32,"path":25,"alternates":3525,"default_full_slug":3526,"translated_slugs":3527},"Facturas con retención de IRPF: cómo validarlas y pagarlas correctamente desde el equipo de finanzas","2026-08-26T15:56:46.281Z","2026-09-25T11:59:52.590Z","2026-09-25T11:59:52.623Z",213279564983671,"5c88a22e-413e-4b5a-a189-6e7f76a56680",{"_uid":3391,"title":3384,"topics":3392,"noIndex":28,"category":3401,"language":3410,"component":473,"heroMedia":3411,"metaTitle":3412,"publishedAt":3413,"readingTime":490,"redirectUrl":99,"listingImage":3414,"metaDescription":3421,"bottomArticleCta":3422,"componentsAfterTheArticle":3423},"2e625e42-c16d-4154-bf03-c232bc3dfa31",[3393],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3394,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3395,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3396,"default_full_slug":163,"translated_slugs":3397,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3398,3399,3400],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":3402,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":3404,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":3405,"default_full_slug":480,"translated_slugs":3406,"_stopResolving":41},{"_uid":467,"icon":3403,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3407,3408,3409],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Facturas con retención de IRPF: validar y pagar","2026-08-13 00:00",[3415],{"_uid":3416,"asset":3417,"caption":99,"component":498},"151f7118-8129-4073-853c-cb7d6fbd7298",{"id":3418,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3419,"copyright":99,"fieldtype":104,"meta_data":3420,"is_external_url":28},218547231535454,"https://a.storyblok.com/f/146026/1672x941/6ab7399304/facturas-con-retencion-de-irpf.png",{"size":2413},"Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[3424],{"_uid":3425,"items":3426,"heading":3497,"component":580},"5825f6bb-0a60-427b-9780-9a3436456e50",[3427,3437,3447,3457,3467,3477,3487],{"_uid":3428,"title":3429,"component":508,"description":3430},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?",{"type":116,"content":3431},[3432],{"type":119,"attrs":3433,"content":3434},{"textAlign":25},[3435],{"text":3436,"type":125},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":3438,"title":3439,"component":508,"description":3440},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":116,"content":3441},[3442],{"type":119,"attrs":3443,"content":3444},{"textAlign":25},[3445],{"text":3446,"type":125},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":3448,"title":3449,"component":508,"description":3450},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":116,"content":3451},[3452],{"type":119,"attrs":3453,"content":3454},{"textAlign":25},[3455],{"text":3456,"type":125},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":3458,"title":3459,"component":508,"description":3460},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":116,"content":3461},[3462],{"type":119,"attrs":3463,"content":3464},{"textAlign":25},[3465],{"text":3466,"type":125},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":3468,"title":3469,"component":508,"description":3470},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":116,"content":3471},[3472],{"type":119,"attrs":3473,"content":3474},{"textAlign":25},[3475],{"text":3476,"type":125},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":3478,"title":3479,"component":508,"description":3480},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":116,"content":3481},[3482],{"type":119,"attrs":3483,"content":3484},{"textAlign":25},[3485],{"text":3486,"type":125},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":3488,"title":3489,"component":508,"description":3490},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":116,"content":3491},[3492],{"type":119,"attrs":3493,"content":3494},{"textAlign":25},[3495],{"text":3496,"type":125},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. Las cuentas y el asiento dependen del plan contable y del ERP de la empresa, por lo que deben confirmarse con el equipo contable o la asesoría.",[3498],{"cta":3499,"_uid":3500,"title":3501,"eyebrow":3507,"subtitle":3512,"component":176,"textAlign":99,"flexibleSection":3517,"sectionSettings":3518,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"360fcad8-3e5d-4055-8ca7-dafd01d0167c",{"type":116,"content":3502},[3503],{"type":176,"attrs":3504,"content":3505},{"level":564,"textAlign":25},[3506],{"text":567,"type":125},{"type":116,"content":3508},[3509],{"type":119,"attrs":3510,"content":3511},{"textAlign":25},[],{"type":116,"content":3513},[3514],{"type":119,"attrs":3515,"content":3516},{"textAlign":25},[],[],[],"facturas-con-retencion-de-irpf","es/blog/facturas-con-retencion-de-irpf",-2910,[],"a9350e98-5a01-42e3-938d-5dc2a4cbbd74","2026-08-26T16:07:17.923Z",[],"blog/facturas-con-retencion-de-irpf",[3528,3529,3530],{"path":3526,"name":25,"lang":37,"published":25},{"path":3526,"name":25,"lang":39,"published":25},{"path":3526,"name":25,"lang":32,"published":25},{"name":3532,"created_at":3533,"published_at":3534,"updated_at":3535,"id":3536,"uuid":3537,"content":3538,"slug":3656,"full_slug":3657,"sort_by_date":25,"position":3658,"tag_list":3659,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":3660,"first_published_at":3661,"release_id":25,"lang":32,"path":25,"alternates":3662,"default_full_slug":3663,"translated_slugs":3664},"Remesa bancaria: cómo preparar, validar y ejecutar pagos por lotes SEPA","2026-08-26T15:56:45.149Z","2026-08-27T11:48:47.704Z","2026-08-27T11:48:47.735Z",213279560346978,"6ccc0a04-595f-469e-a018-9ece3b97a491",{"_uid":3539,"title":3532,"topics":3540,"noIndex":28,"category":3549,"language":3558,"component":473,"heroMedia":3559,"metaTitle":3560,"publishedAt":3267,"readingTime":490,"redirectUrl":99,"listingImage":3561,"metaDescription":3568,"bottomArticleCta":3569,"componentsAfterTheArticle":3570},"5436491d-39fc-4e35-aa76-479e172b0f75",[3541],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":3542,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":3543,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":3544,"default_full_slug":163,"translated_slugs":3545,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[3546,3547,3548],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":3550,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":3552,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":3553,"default_full_slug":480,"translated_slugs":3554,"_stopResolving":41},{"_uid":467,"icon":3551,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[3555,3556,3557],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Remesa bancaria: pagos por lotes SEPA paso a paso",[3562],{"_uid":3563,"asset":3564,"caption":99,"component":498},"bdb2b03d-41db-4631-8c55-4216da6d5807",{"id":3565,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":3566,"copyright":99,"fieldtype":104,"meta_data":3567,"is_external_url":28},213568956928241,"https://a.storyblok.com/f/146026/1536x1024/bc8f0d035d/remesa-bancaria-pagos-sepa.png",{"size":2851},"Descubre qué es una remesa bancaria y cómo preparar y validar pagos por lotes SEPA para controlar la tesorería y cumplir los plazos en España.",[],[3571],{"_uid":3572,"items":3573,"heading":3634,"component":580},"012c98e0-9fca-4750-9f7b-ffe4287f4886",[3574,3584,3594,3604,3614,3624],{"_uid":3575,"title":3576,"component":508,"description":3577},"db6175cd-5ce0-4e60-8f83-a8d71b0d451a","¿Qué es una remesa bancaria?",{"type":116,"content":3578},[3579],{"type":119,"attrs":3580,"content":3581},{"textAlign":25},[3582],{"text":3583,"type":125},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. Permite reunir varias operaciones, revisar sus datos y enviarlas o ejecutarlas siguiendo el proceso definido por la empresa y su banco.",{"_uid":3585,"title":3586,"component":508,"description":3587},"7b6e2547-866c-4aa4-94fe-1ba719fce755","¿Cómo hacer una remesa bancaria con Spendesk?",{"type":116,"content":3588},[3589],{"type":119,"attrs":3590,"content":3591},{"textAlign":25},[3592],{"text":3593,"type":125},"Con Spendesk, el equipo puede gestionar las facturas, revisar las aprobaciones, seleccionar varios pagos y programarlos para una misma fecha, según la configuración disponible. También puede exportar un fichero XML SEPA con los pagos seleccionados para cargarlo posteriormente en el entorno bancario de la empresa. La disponibilidad de cada función depende de la entidad, el plan y la configuración contratada.",{"_uid":3595,"title":3596,"component":508,"description":3597},"9d056b95-01ee-4eb4-9798-aa1c16cdd47e","¿Cómo validar un fichero SEPA antes de enviarlo al banco?",{"type":116,"content":3598},[3599],{"type":119,"attrs":3600,"content":3601},{"textAlign":25},[3602],{"text":3603,"type":125},"Revisa los datos del ordenante y de los beneficiarios, los IBAN, los importes, las fechas, los conceptos y las autorizaciones. Comprueba también que no haya operaciones duplicadas y que el contenido del fichero coincida con las facturas aprobadas. La validación final corresponde al banco o al proveedor de servicios de pago que reciba el archivo.",{"_uid":3605,"title":3606,"component":508,"description":3607},"c69192e6-c3f8-463d-93f7-d19cde724f1f","¿Cómo se contabilizan las remesas bancarias?",{"type":116,"content":3608},[3609],{"type":119,"attrs":3610,"content":3611},{"textAlign":25},[3612],{"text":3613,"type":125},"El proceso depende de si la remesa corresponde a pagos o cobros, del plan contable, del sistema utilizado y del momento en que se reconoce la operación. El equipo contable debe definir cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"_uid":3615,"title":3616,"component":508,"description":3617},"4e7e8316-9c24-4d8f-9d8e-7860a27b2941","¿Qué asiento contable corresponde a una remesa bancaria?",{"type":116,"content":3618},[3619],{"type":119,"attrs":3620,"content":3621},{"textAlign":25},[3622],{"text":3623,"type":125},"No existe un asiento único aplicable a todas las empresas. El asiento contable de una remesa bancaria depende del tipo de operación, del plan contable y del procedimiento definido por la empresa. Conviene confirmarlo con el equipo contable o la asesoría correspondiente.",{"_uid":3625,"title":3626,"component":508,"description":3627},"e15fc1b0-9632-4937-bc5f-8ef99e3411e5","¿Cómo se gestionan las remesas bancarias en un ERP?",{"type":116,"content":3628},[3629],{"type":119,"attrs":3630,"content":3631},{"textAlign":25},[3632],{"text":3633,"type":125},"La gestión depende de las integraciones y exportaciones disponibles. Antes de configurarla, conviene comprobar qué información se transfiere, cómo se actualizan los estados de pago y qué pasos de importación o conciliación siguen siendo manuales. 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Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":3724,"title":3725,"component":508,"description":3726},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":116,"content":3727},[3728],{"type":119,"attrs":3729,"content":3730},{"textAlign":25},[3731],{"text":3732,"type":125},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":3734,"title":3735,"component":508,"description":3736},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":116,"content":3737},[3738],{"type":119,"attrs":3739,"content":3740},{"textAlign":25},[3741],{"text":3742,"type":125},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. Estos umbrales se refieren al importe de IVA solicitado en la reclamación, no al importe de una factura individual. Las condiciones concretas también pueden depender del Estado miembro que debe efectuar la devolución.",{"_uid":3744,"title":3745,"component":508,"description":3746},"f951bfc8-21a7-4052-9f5a-910ecebe2971","¿El tratamiento cambia entre bienes y servicios?",{"type":116,"content":3747},[3748],{"type":119,"attrs":3749,"content":3750},{"textAlign":25},[3751,3753,3759],{"text":3752,"type":125},"Sí. En una adquisición intracomunitaria de bienes deben analizarse el transporte, la condición fiscal de las partes, la identificación para operaciones intracomunitarias y las reglas de exención aplicables a la entrega en origen. En los servicios B2B, la regla general suele localizar el servicio donde está establecido el cliente, pero existen reglas especiales para determinados servicios. Por eso no conviene aplicar automáticamente el mismo tratamiento a una factura de mercancías, una licencia de software, un servicio relacionado con un inmueble o una entrada a un evento. 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Digitalizar puede añadir extracción de campos y datos estructurados para que el software contable los procese. Una factura escaneada puede requerir revisión o introducción manual, mientras que una factura digitalizada puede reducir ese trabajo, sin eliminar necesariamente los controles humanos.",{"_uid":3848,"title":3849,"component":508,"description":3850},"baa793b6-abe6-4b48-ab74-8a97f60052cd","¿La digitalización de facturas tiene validez legal ante la AEAT?",{"type":116,"content":3851},[3852],{"type":119,"attrs":3853,"content":3854},{"textAlign":25},[3855],{"text":3856,"type":125},"Puede tenerla cuando se realiza mediante software homologado y conforme al proceso y los requisitos técnicos aplicables. En ese caso, puede ser posible prescindir del papel original, respetando los plazos de conservación tributarios, mercantiles y cualquier otro plazo especial que corresponda. La utilización de OCR, por sí sola, no basta.",{"_uid":3858,"title":3859,"component":508,"description":3860},"1a50d434-b809-4c80-bad4-ae6ee7212735","¿Qué herramienta usar para escanear facturas y contabilizarlas automáticamente en un ERP?",{"type":116,"content":3861},[3862],{"type":119,"attrs":3863,"content":3864},{"textAlign":25},[3865],{"text":3866,"type":125},"Depende del volumen, el tipo de documentos, el software contable, las necesidades de aprobación, el número de entidades y los requisitos de conservación. Antes de contratar, verifica la disponibilidad de la integración concreta, el formato de exportación, los campos que extrae el OCR y el nivel de revisión manual necesario.",{"_uid":3868,"title":3869,"component":508,"description":3870},"0ae67cd1-17e5-4622-88ef-129bf9c01aaf","¿Qué fiabilidad tiene el OCR y qué pasa cuando se equivoca?",{"type":116,"content":3871},[3872],{"type":119,"attrs":3873,"content":3874},{"textAlign":25},[3875],{"text":3876,"type":125},"La fiabilidad depende de la calidad del documento, el formato y el campo que se extrae. Ningún sistema es infalible. 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Estas tareas representan hasta el 80% del trabajo manual de contabilidad.",{"_uid":3988,"title":3989,"component":508,"description":3990},"7a531b96-4cb5-47b4-8be9-90dd189a596f","¿La IA sustituye al gestor o al contable?",{"type":116,"content":3991},[3992],{"type":119,"attrs":3993,"content":3994},{"textAlign":25},[3995],{"text":3996,"type":125},"No. La IA absorbe las tres tareas más repetitivas (entrada de datos, clasificación y conciliación), pero el contable y la gestoría siguen siendo imprescindibles para la revisión fiscal, el asesoramiento estratégico y la supervisión de excepciones.",{"_uid":3998,"title":3999,"component":508,"description":4000},"c6187276-e46e-41c8-ac23-63e8abb5c708","¿Cómo se integra la IA contable con Holded, Sage u otro ERP?",{"type":116,"content":4001},[4002],{"type":119,"attrs":4003,"content":4004},{"textAlign":25},[4005],{"text":4006,"type":125},"Las plataformas de contabilidad automatizada exportan los datos clasificados en formatos compatibles con Holded, Sage, A3 y otros ERPs, cubriendo los tres tipos de IVA (21%, 10%, 4%). La integración puede ser directa vía API o mediante ficheros de exportación estándar.",{"_uid":4008,"title":4009,"component":508,"description":4010},"97cbe7f5-47b3-437a-be57-f846b7aeefba","¿Es compatible con la factura electrónica y VERI*FACTU?",{"type":116,"content":4011},[4012],{"type":119,"attrs":4013,"content":4014},{"textAlign":25},[4015],{"text":4016,"type":125},"Las herramientas de IA para contabilidad que estructuran datos en formato electrónico facilitan la adaptación a VERI*FACTU (plazo para sociedades: 1 de enero de 2027) y a la facturación electrónica obligatoria de la Ley Crea y Crece.",{"_uid":4018,"title":4019,"component":508,"description":4020},"fc7c95cc-d42d-4ff7-8d12-2e34e6aea2db","¿Cuánto puede ahorrar una pyme al automatizar la contabilidad de gastos?",{"type":116,"content":4021},[4022],{"type":119,"attrs":4023,"content":4024},{"textAlign":25},[4025,4027],{"text":4026,"type":125},"El ahorro depende del volumen de facturas y del nivel de automatización, pero según estimaciones del sector, la reducción del coste por factura puede alcanzar el 60-80% frente al procesamiento manual, sumado a las horas liberadas del equipo financiero cada mes. ",{"text":4028,"type":125,"marks":4029},"**Descubre cómo Spendesk automatiza la contabilidad de tu pyme**",[4030],{"type":192,"attrs":4031},{"href":4032,"uuid":25,"anchor":25,"target":195,"linktype":107},"https://cta-redirect.hubspot.com/cta/redirect/2694209/03098c55-28b6-455d-827f-0aa7abdb09f5",[4034],{"cta":4035,"_uid":4036,"title":4037,"eyebrow":4043,"subtitle":4048,"component":176,"textAlign":99,"flexibleSection":4053,"sectionSettings":4054,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"80726d22-94ef-4503-8398-87ec3f30b5e4",{"type":116,"content":4038},[4039],{"type":176,"attrs":4040,"content":4041},{"level":564,"textAlign":25},[4042],{"text":567,"type":125},{"type":116,"content":4044},[4045],{"type":119,"attrs":4046,"content":4047},{"textAlign":25},[],{"type":116,"content":4049},[4050],{"type":119,"attrs":4051,"content":4052},{"textAlign":25},[],[],[],"ia-para-contabilidad-pymes-espanolas","es/blog/ia-para-contabilidad-pymes-espanolas",-2430,[],"8d37ceb8-21f8-4949-8db4-bb6786b5de7e","2026-08-12T08:28:14.780Z",[],"blog/ia-para-contabilidad-pymes-espanolas",[4064,4065,4066],{"path":4062,"name":25,"lang":37,"published":25},{"path":4062,"name":25,"lang":39,"published":25},{"path":4062,"name":25,"lang":32,"published":25},{"name":4068,"created_at":4069,"published_at":4070,"updated_at":4071,"id":4072,"uuid":4073,"content":4074,"slug":4182,"full_slug":4183,"sort_by_date":25,"position":4184,"tag_list":4185,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":4186,"first_published_at":4187,"release_id":25,"lang":32,"path":25,"alternates":4188,"default_full_slug":4189,"translated_slugs":4190},"Procesamiento automático de facturas: captura, validación, aprobación y contabilización","2026-08-12T08:28:02.050Z","2026-08-27T10:44:29.028Z","2026-08-27T10:44:29.052Z",208214761741651,"68ef0d3c-a513-42c2-9043-844bcd4b3803",{"_uid":4075,"title":4068,"topics":4076,"noIndex":28,"category":4085,"language":4094,"component":473,"heroMedia":4095,"metaTitle":4096,"publishedAt":99,"readingTime":490,"redirectUrl":99,"listingImage":4097,"metaDescription":4104,"bottomArticleCta":4105,"componentsAfterTheArticle":4106},"11cfe285-da9c-412c-886f-635b198a21f6",[4077],{"name":141,"created_at":142,"published_at":143,"updated_at":144,"id":145,"uuid":146,"content":4078,"slug":155,"full_slug":156,"sort_by_date":25,"position":157,"tag_list":4079,"is_startpage":28,"parent_id":159,"meta_data":25,"group_id":160,"first_published_at":161,"release_id":25,"lang":32,"path":25,"alternates":4080,"default_full_slug":163,"translated_slugs":4081,"_stopResolving":41},{"_uid":154,"name":141,"component":22},[],[],[4082,4083,4084],{"path":163,"name":25,"lang":37,"published":25},{"path":163,"name":25,"lang":39,"published":25},{"path":163,"name":25,"lang":32,"published":25},{"name":461,"created_at":462,"published_at":16,"updated_at":463,"id":464,"uuid":465,"content":4086,"slug":473,"full_slug":474,"sort_by_date":25,"position":52,"tag_list":4088,"is_startpage":28,"parent_id":476,"meta_data":25,"group_id":477,"first_published_at":478,"release_id":25,"lang":32,"path":25,"alternates":4089,"default_full_slug":480,"translated_slugs":4090,"_stopResolving":41},{"_uid":467,"icon":4087,"name":461,"component":472},{"id":469,"alt":470,"name":99,"focus":99,"title":99,"filename":471,"copyright":99,"fieldtype":104,"is_external_url":28},[],[],[4091,4092,4093],{"path":480,"name":25,"lang":37,"published":25},{"path":480,"name":25,"lang":39,"published":25},{"path":480,"name":25,"lang":32,"published":25},[32],[],"Procesamiento automático de facturas: captura, validación, a",[4098],{"_uid":4099,"asset":4100,"caption":99,"component":498},"897a76e6-c155-4a2d-ab75-548e58df24a7",{"id":4101,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":4102,"copyright":99,"fieldtype":104,"meta_data":4103,"is_external_url":28},213556666600968,"https://a.storyblok.com/f/146026/1536x1024/4885fad038/procesamiento-automatico-de-facturas.png",{},"El procesamiento automático de facturas elimina la entrada manual de datos y acelera el cierre contable. Guía completa para equipos de finanzas.",[],[4107],{"_uid":4108,"items":4109,"heading":4160,"component":580},"1b2d64d9-3737-468b-9bb3-71e5ea721fc2",[4110,4120,4130,4140,4150],{"_uid":4111,"title":4112,"component":508,"description":4113},"818f4ece-c0ff-4297-89ac-13c6a9e56dcc","¿Qué es la contabilización automática de facturas?",{"type":116,"content":4114},[4115],{"type":119,"attrs":4116,"content":4117},{"textAlign":25},[4118],{"text":4119,"type":125},"La contabilización automática de facturas prepara o sugiere datos como la cuenta contable, el código de IVA y el centro de coste mediante reglas y datos extraídos del documento. Puede reducir el tiempo de registro, pero la información debe revisarse antes de exportarla o contabilizarla, especialmente cuando afecta al IVA o a otros requisitos fiscales.",{"_uid":4121,"title":4122,"component":508,"description":4123},"0dafebb0-a0bc-4d53-9a62-e576be47fd3b","¿Qué diferencia hay entre digitalizar y automatizar las facturas de proveedores?",{"type":116,"content":4124},[4125],{"type":119,"attrs":4126,"content":4127},{"textAlign":25},[4128],{"text":4129,"type":125},"Digitalizar convierte un documento en papel en un archivo digital, como un PDF. Automatizar permite que el documento se procese mediante reglas, conciliaciones y flujos de aprobación. La digitalización puede reducir el uso de papel, pero no elimina por sí sola las tareas manuales ni las obligaciones de conservación o revisión.",{"_uid":4131,"title":4132,"component":508,"description":4133},"8dcf6960-6400-4462-b22d-5b92f2a3356c","¿Cuánto se tarda en implementar la automatización de facturas de proveedores?",{"type":116,"content":4134},[4135],{"type":119,"attrs":4136,"content":4137},{"textAlign":25},[4138],{"text":4139,"type":125},"El plazo depende del alcance del proyecto, el número de entidades, los flujos de aprobación, el plan contable, las integraciones, las comprobaciones de cumplimiento y la disponibilidad del equipo.",{"_uid":4141,"title":4142,"component":508,"description":4143},"97c83b02-78b0-4237-aa2e-45f2382489d5","¿La automatización de facturas cumple con la normativa española de IVA y SII?",{"type":116,"content":4144},[4145],{"type":119,"attrs":4146,"content":4147},{"textAlign":25},[4148],{"text":4149,"type":125},"No por sí sola. Una plataforma puede ayudar a capturar datos, aplicar reglas y preparar información para el IVA o el SII, pero la empresa sigue siendo responsable de seleccionar el tratamiento fiscal correcto, revisar los datos, conservar la documentación y presentar la información dentro de plazo. Verifica que la solución elegida cubra las funciones concretas que necesitas y que sean compatibles con tu sistema contable y con tus obligaciones fiscales.",{"_uid":4151,"title":4152,"component":508,"description":4153},"8da2d421-3418-42b1-8d5d-21a91492a590","¿Se pueden revisar y aprobar facturas desde el móvil?",{"type":116,"content":4154},[4155],{"type":119,"attrs":4156,"content":4157},{"textAlign":25},[4158],{"text":4159,"type":125},"Los usuarios con los permisos adecuados pueden consultar, aprobar o rechazar determinadas solicitudes y facturas desde la aplicación móvil de Spendesk. La disponibilidad de cada acción depende del rol, del tipo de flujo y de la configuración de la cuenta.",[4161],{"cta":4162,"_uid":4163,"title":4164,"eyebrow":4170,"subtitle":4175,"component":176,"textAlign":99,"flexibleSection":4180,"sectionSettings":4181,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"9f247b15-3416-4baf-bc10-1d490f792d0a",{"type":116,"content":4165},[4166],{"type":176,"attrs":4167,"content":4168},{"level":564,"textAlign":25},[4169],{"text":567,"type":125},{"type":116,"content":4171},[4172],{"type":119,"attrs":4173,"content":4174},{"textAlign":25},[],{"type":116,"content":4176},[4177],{"type":119,"attrs":4178,"content":4179},{"textAlign":25},[],[],[],"procesamiento-automatico-de-facturas","es/blog/procesamiento-automatico-de-facturas",-2420,[],"2fa47892-abc2-4515-9da9-0b3565610d68","2026-08-12T08:28:02.154Z",[],"blog/procesamiento-automatico-de-facturas",[4191,4192,4193],{"path":4189,"name":25,"lang":37,"published":25},{"path":4189,"name":25,"lang":39,"published":25},{"path":4189,"name":25,"lang":32,"published":25},{"name":4195,"created_at":4196,"published_at":4197,"updated_at":4198,"id":4199,"uuid":4200,"content":4201,"slug":4318,"full_slug":4319,"sort_by_date":25,"position":4320,"tag_list":4321,"is_startpage":28,"parent_id":585,"meta_data":25,"group_id":4322,"first_published_at":4323,"release_id":25,"lang":32,"path":25,"alternates":4324,"default_full_slug":4325,"translated_slugs":4326},"Modelo 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210 para no residentes: retenciones a proveedores ext","2026-08-01 00:00",[4234],{"_uid":4235,"asset":4236,"caption":99,"component":498},"01d5ea53-b9cf-459a-b80f-2336c1700344",{"id":4237,"alt":99,"name":99,"focus":99,"title":99,"source":99,"filename":4238,"copyright":99,"fieldtype":104,"meta_data":4239,"is_external_url":28},213557132025390,"https://a.storyblok.com/f/146026/1536x1024/ff5fe8feda/modelo-210-no-residentes-blog.png",{},"Guía del modelo 210 no residentes para empresas: cuándo retener el IRNR a proveedores extranjeros, qué tipo aplicar y cómo presentar el Modelo 216.",[],[4243],{"_uid":4244,"items":4245,"heading":4296,"component":580},"c53d5623-504b-4343-920d-020f075166c2",[4246,4256,4266,4276,4286],{"_uid":4247,"title":4248,"component":508,"description":4249},"b7a6c1d9-667f-4290-90e9-8eac1209f9c9","¿Qué documentos necesita una empresa para retener e ingresar el IRNR a un proveedor no residente?",{"type":116,"content":4250},[4251],{"type":119,"attrs":4252,"content":4253},{"textAlign":25},[4254],{"text":4255,"type":125},"Reúne el contrato o pedido, la factura del proveedor, el certificado de residencia fiscal, la documentación del CDI aplicable, el cálculo de la retención y el justificante del ingreso. Conserva el expediente completo durante cuatro años, de acuerdo con el plazo fiscal.",{"_uid":4257,"title":4258,"component":508,"description":4259},"2d2f199c-768f-4311-ad9c-01d5d4b9a7a9","¿Cuál es la diferencia entre el Modelo 210 y el Modelo 216?",{"type":116,"content":4260},[4261],{"type":119,"attrs":4262,"content":4263},{"textAlign":25},[4264],{"text":4265,"type":125},"El Modelo 210 es la autoliquidación del no residente sobre las rentas obtenidas en España, mientras que el Modelo 216 es la declaración mediante la que el pagador ingresa las retenciones, normalmente cada trimestre dentro de los primeros 20 días del mes siguiente.",{"_uid":4267,"title":4268,"component":508,"description":4269},"63d190c0-3c99-46fe-ad81-bf5387a86407","¿Qué pasa si pago el importe íntegro al proveedor sin practicar la retención?",{"type":116,"content":4270},[4271],{"type":119,"attrs":4272,"content":4273},{"textAlign":25},[4274],{"text":4275,"type":125},"Sigues siendo responsable de ingresar la retención y, conforme al artículo 31.2 de la Ley del IRNR, la base debe calcularse sobre el importe íntegro. Un importe neto de 10.000 € al 24 % eleva la base hasta 13.157,89 €.",{"_uid":4277,"title":4278,"component":508,"description":4279},"071f8fe8-6df9-47c2-b583-ef1168c36e2e","¿Es obligatorio presentar el Modelo 216 si la retención es cero?",{"type":116,"content":4280},[4281],{"type":119,"attrs":4282,"content":4283},{"textAlign":25},[4284],{"text":4285,"type":125},"Sí. Aunque un convenio deje la retención en el 0 %, debes presentar un Modelo 216 negativo e incluir al perceptor en el Modelo 296, que se declara entre el 1 y el 31 de enero.",{"_uid":4287,"title":4288,"component":508,"description":4289},"4de825b9-4c40-40ea-a669-61d8b133daab","¿Cuánto tiempo es válido el certificado de residencia fiscal?",{"type":116,"content":4290},[4291],{"type":119,"attrs":4292,"content":4293},{"textAlign":25},[4294],{"text":4295,"type":125},"El certificado emitido por la autoridad fiscal del país del proveedor tiene una validez de un año desde su expedición. Sin él, debes aplicar el tipo interno: 24 % o 19 % para residentes en la UE, Islandia o Noruega.",[4297],{"cta":4298,"_uid":4299,"title":4300,"eyebrow":4306,"subtitle":4311,"component":176,"textAlign":99,"flexibleSection":4316,"sectionSettings":4317,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":99},[],"56d8941f-4368-4ebf-b3fa-30abb22e5a34",{"type":116,"content":4301},[4302],{"type":176,"attrs":4303,"content":4304},{"level":564,"textAlign":25},[4305],{"text":567,"type":125},{"type":116,"content":4307},[4308],{"type":119,"attrs":4309,"content":4310},{"textAlign":25},[],{"type":116,"content":4312},[4313],{"type":119,"attrs":4314,"content":4315},{"textAlign":25},[],[],[],"modelo-210-no-residentes","es/blog/modelo-210-no-residentes",-2400,[],"a3f091f5-323c-4173-a95e-1977530b00e3","2026-08-10T14:39:56.884Z",[],"blog/modelo-210-no-residentes",[4327,4328,4329],{"path":4325,"name":25,"lang":37,"published":25},{"path":4325,"name":25,"lang":39,"published":25},{"path":4325,"name":25,"lang":32,"published":25},[4331,4332,4333,4334],["Reactive",2234],["Reactive",4067],["Reactive",2524],["Reactive",2374],1790686497434]